BRIAN SHUL
DAVID AVRIN
One of the most in-demand Customer Experience and Marketing speakers and consultants in the world today, David Avrin, CSP, has shared his content-rich, very entertaining and actionable presentations with enthusiastic audiences across North America and around the world including recent presentations in Singapore, Bangkok, Melbourne, Brisbane, Antwerp, Buenos Aires, Bogota, Mumbai, Sri Lanka, Abu Dhabi, Manila, Rotterdam, Barcelona, Monte Carlo, London, New Delhi, Johannesburg and Dubai. David helps organizations better understand and connect with their changing customers and clients to help future-proof their businesses.

JAMIE HASTY
Ms. Jamie M. Hasty is a Vice President with SESCO Management Consultants, Richmond, Virginia. Jamie graduated from East Tennessee State University with a BBA in Human Resources Management. Jamie is a Generalist consultant in all areas of human resource management with specialties in affirmative action, policy development, wage and hour accounting, employment regulation compliance, training and development, compensation and performance management systems, employee satisfaction assessments, executive screening and placement, and general human resources consulting.
DAVID MAMMANO, MASTER OF CEREMONIES
We are thrilled to welcome Dave Mammano to join us in Vegas this year as we go BACK to Vegas for the FUTURE of pawn! David is a “can-do” guy who has spent the last 25 years perfecting his skill sets and impressing audiences nationwide. Business owner, Board Member, Speaker, Professor, Author, Podcaster and Comedian – Dave does his very best and most important work individually with good people who have a passion to be the best version of themselves. At Pawn Expo, Dave is joining us as our host to keep this party going and ensure our attendees have the very experience they possibly can!

BOYD NAYLOR, NPA PRESIDENT
President, Bali Credit Corp, San Antonio, TX
Boyd is President and co-owner of Bali Credit Corporation which operates five stores in the San Antonio area. Prior to founding the company in 2000, he practiced law in El Paso, TX, for 15 years. Boyd is a member of the State Bar of Texas and serves on the Texas Association of Pawnbrokers Board of Directors. He serves as chair of the NPA Government Relations Committee. He is married to Alison, whose family has been in the pawn business for over 50 years. They have been married for 32 years and have three sons – Brooks, Jared, and Reagan.

KERRY RAINEY, NPA Immediate Past President
Kerry is the owner of Bayou Pawn & Jewelry, with three locations in Louisiana. He is an experienced jeweler with 34 years on the bench. Kerry is a second-generation pawnbroker and has three sons who work in the business with him. Kerry is a member of the Louisiana Pawnbrokers Association and has served on the board as Vice President, Treasurer, and currently, Secretary. Kerry and his wife, Sharman, enjoy scuba diving and traveling with their three sons.

CHAD CARTER, NPA Board Secretary
Chad is the owner of Chad’s Pawn Shop, with six locations in southwest Louisiana. He has been in the industry for 37 years and previously served as President of the Louisiana Pawnbrokers Association. Chad and his wife, Dana, have two children, Kip and Hollis.

BETH ANUNDI
Beth Anundi, alongside her husband Adam, founded, owns, and operates Capital Pawn in Salem, OR. As first-generation pawn brokers, they have raised their kids to love and work in the industry as second-generation pawnbrokers! Beth graduated from Oregon State University with a Bachelor of Arts in English and a Master of Arts in Teaching. After 16 years of teaching at the college level, she is now enjoying helping others in the pawn world. Beth currently serves on the Oregon Pawn Association Board. Adam and Beth have been married for 26 years and have three grown children.

ROBERT BARNETT
Robert is the owner of Elk River Trading Company in Tennessee and specializes in firearms, jewelry, and pre-owned luxury handbags. He is a second-generation pawnbroker who has worked in the industry for nearly 30 years. Robert is a past president of the Alabama Pawnbrokers Association and currently serves as Vice President of the Tennessee Pawnbrokers Association. Robert is a General Class Amateur Radio Operator and lives with three senior rescue dachshunds in Huntsville, Alabama.

MORIS ADATO
Moris Adato is a third-generation pawnbroker and GIA Graduate Gemologist with 30 years of experience in the pawn industry. He sits on the board of the California Pawnbrokers Association. His store, CashCo Pawn, celebrates 20 years in business this coming October.

RACHEL FITCH
Rachel Fitch of Gold Cup Pawn Shop has been in the pawn industry for 5 years. She has been conducting estate sales in the Texas Hill Country for 30 years. Rachel is a member of TAP where she has previously sat on the board. She is also a founding member of the National Estate Sales Association. She holds a world record for the sale of Patek Philippe 2526 watch. Rachel resides in the Texas Hill Country with her husband and family.

NATALEE FITCH-PEPPITT
Natalee Fitch-Peppitt has been in the pawn industry for 4 years. She has a background in high-end fashion retail buying. Natalee is the creator of Gold Cup Live, a live selling outlet for Gold Cup Pawn Shop. Gold Cup Live was created during the Covid Pandemic of 2020 and has since produced over $1.5 million in sales with over 10,000 online orders. Natalee’s Facebook groups have a little under 9,000 members. Natalee is passionate about luxury and designer goods. She and her husband reside in the Texas Hill Country.

LISA O’CONNELL
Lisa has over 15 years of experience in insurance & jewelers block underwriting & loss control. She has been with Jewelers Mutual for nine years successfully holding various underwriting positions. Lisa most recently served as a Senior Underwriter in Commercial Lines where she was responsible for underwriting large high-profile commercial jeweler and pawnbroker risks. She is a passionate advocate of safety for jewelers and pawnbrokers, she offers advice on how to protect themselves, their staff and their businesses.

LISA LITTLE
Lisa Little has been a passionate member of the pawn industry since 1987 and was the first woman in the nation to become a Certified Pawn Professional®. After attending the University of Georgia, she and her father co-founded a chain of four pawn shops, along with numerous other businesses. In 2013, Lisa became CEO and Managing Member of all of the family businesses. In her spare time Lisa loves spending time with her daughters, Victoria and Alexandria, homeschooling, traveling, and serving as a Bible class teacher and youth education coordinator. She also loves genealogy, Agatha Christie and all things Jane Austen.

JOHNNY WHITESIDE
Johnny and his wife, Tara, own and operate Kendale Pawn Shop in Sanford, NC. The store was opened by Tara’s father, Jimmy Johnson, in 1980, and Johnny has been running the store full time since 1986. A member of the North Carolina Pawnbroker Association for many years, he has served on the board in many capacities, including President multiple times. Johnny and Tara have been married for 33 years and have twin daughters, Rebecca and Katie, and five grandchildren.

TIM COLLIER
Tim Collier owns and operates Pacer, Ltd., a pawnshop specializing in short term pawns on fine jewelry, which he opened in 1990. He brings more than 40 years’ experience in the jewelry and pawn business. Tim attended Hendrix College in Conway, Arkansas majoring in Business/Economics with an emphasis in accounting. After college Tim went into the management training program for Gordon’s Jewelers in Little Rock, Arkansas and worked his way up through management working in Pine Bluff, Little Rock and Hot Springs. Tim is President of the Arkansas Pawnbrokers Association and has served in that capacity for the past 15 years while also serving as past president of the National Pawnbrokers Association.
Tim is an active member of the National Pawnbrokers Association, serving on the NPA Board of Directors, the Government Relations Committee and various offices at the national level. Collier was named “Pawnbrokers of the year” by the National Pawnbrokers Association in 2006 and 2015 for his dedication to the industry.
Tim serves as Board Chairman of the Arkansas FBLA/PBL Foundation Board which serves high school and College students in business leadership. He also serves as Vice Chairman of the Hot Springs Public School Education Foundation which raises money for teachers and programs within the school district. He is past president of the St. Luke’s School board and was an active member of the board for 12 years.
Tim lives in Hot Springs with his wife, Lisa, and they have 3 sons, twins, Griffin and Garrett, and their oldest, Walker. He enjoys his time with his family and playing golf.

CLIFF ANDREWS
Cliff Andrews has 20 years of experience serving as a chief advocate and advisor to association clients on public policy, public relations, and mission-focused association management in an ever-changing political and economic landscape. Cliff currently is the Principal of CapCity Advocates, LLC, a federal government relations and consulting firm that he opened in 2004. Cliff works in a bipartisan manner before Congress, regulators, and private sector stakeholder groups on a variety of policy issues, including small-dollar lending regulation. He is a true “Washingtonian,” born and raised in the nation’s capital. Cliff lives in Northern Virginia with his wife, daughter, son, and Alaskan Malamute.

FRAN BISHOP
Fran and her husband, Tony, owned and operated Dollar Pawn for nearly 30 years. She was elected to the board of directors of the NPA in 1998 and was immediately selected for the Government Relations Committee, which she chaired for several years. Fran served as NPA President during 2005-2007, and remained on the board of directors until “retiring” in 2011. In 2012 she became NPA’s Government Relations Liaison. That year she also testified on NPA’s behalf before the Subcommittee on Financial Institutions, Committee on Financial Services, U.S. House of Representatives on legislation related to non-depository providers of consumer financial services and offered a prepared statement for the record. As a senior member of Team GRC, she tirelessly works to protect the right of pawnbrokers by alerting membership to the issues, working with elected officials, government regulatory agencies, and educating everyone on the pawn industry.

JOHN BOCKER
John Bocker is an NSSF Security and Compliance Team member and the co-founder at FFL Consultants Team Member. FFL Consultants is a small-business consulting agency specializing in commercial security and ATF – FFL compliance. The goal at FFL Consultants is to educate the firearms industry and protect FFLs against unexpected losses resulting from burglary, robbery and internal control failures. Have a question regarding this article or the National Shooting Sports Foundation membership? Contact John at (720) 336-0028 and visit www.FFLConsultants.com.

KEN HUDDLESTON
Ken is a Second Generation Pawnbroker that has been involved in the Pawnbroker business since 1978 after his father, KK Huddleston, opened his first Pawn Shop in Manchester. After graduating from Tennessee Technological University, Ken began working full time at KK’s. Currently he is President of KK’s Loans, Music & Jewelry, Inc that serves 3 locations in Southern Middle Tennessee. Ken is a long-time supporter of the NPA since the 1990’s. He has served as the President of Tennessee Pawnbrokers Association, and he is currently serving as Secretary/Treasurer for the TNPA. Ken is married to Nancy Huddleston since 1990; they have two kids. Zakk, oldest son, has been with the company since graduating from Tennessee Technological University, and he opened the McMinnville Location in 2017. He is currently serving as a Regional Manager. Isabella, after graduating from University of Alabama Huntsville, is currently enrolled at South College as a Physician’s Assistant.

BRET MASTROIANNI
After graduating from Johnson and Wales University, Brett went on to work in sales management for Waste Management handling major accounts in the northeast. In 2000 he took a regional management position for a precious metal refiner where he was first introduced to the pawn industry. During his 10 years in the refining industry Brett received numerous sales awards while handling the needs of large jewelry manufactures, retail chains, and pawn stores. Brett was on the NPA Board of Directors 2007-2008. After visiting thousands of pawnshops over the years Brett sought advice from many of the greats in the pawn industry that he had met over the years prior to opening his own pawn shop, East Coast Jewelry and Loan in 2010.
Brett is actively engaged in his community through his volunteer and political work. After being the chairman of the North Stonington Economic Development Commission for 13 years, Brett became a North Stonington Selectman in 2021. He is deeply committed to community and his role as a resident and businessperson in North Stonington. In his spare time, Brett enjoys spending time on his farm with his wife Stephanie and their children.

KEVIN MACDONALD
Kevin has been in the Pawn Business for 32 Years. He has served on the MPA Board since 1992 and was President of the Mississippi Pawnbrokers Association for a total of 14 years. During that time, the MPA has the following accomplishments: state Pawn Law Passed in 1993; yearly continuing educational requirement passed in 2010 (1 of only two states) and built a solid relationship with Mississippi state legislators. Kevin has also been President of the Mississippi Retail Association for 2 years and board member for 10 years. He also served on the NPA Board and was Convention Chairman for 1 year. In addition, Kevin also helped start the Dixie Educational Conference and Trade Show. Kevin is the current owner of Collateral Lenders in Jackson, Mississippi.

LAUREN KAMINSKY GOLDMAN
Lauren Kaminsky Goldman, aka GOLDGIRL, has been immersed in the world of jewelry since birth. Lauren’s love for treasure hunting began at her grandfather’s pawnshops where she would sift through trays of jewelry to find unique pieces and pretend to negotiate the best deals with the staff. She was taught how to properly value gold and diamonds, along with developing an appreciation for the craftsmanship of fine jewelry. Now, as Chief Operating Officer and President of EZ Pawn Corp, she oversees 15 locations, working alongside her father, brother, & sister.
In 2011 she founded ByGOLDGIRL, and as her new company’s first venture, collaborated with Tao Group Hospitality and celebrity chef Chris Santos on the opening of Beauty & Essex in New York City. Her pawnshop-inspired retail store greets guests who can peruse her curated offerings of vintage finds and curiosities before entering the glamorous restaurant that awaits behind the back door. The successful venture led to additional Beauty & Essex locations in Las Vegas and Los Angeles.
In 2022, as part of her mission to share of love of gold further, she created a ByGOLDGIRL collection for QVC, which features new fine jewelry crafted with 14k gold and real diamonds, inspired by her favorite finds sourcing pre-loved pieces for her retail shops at Beauty & Essex. She also works directly with clients on bespoke custom pieces under her MyGOLDGIRL brand.

KIMBERLY WALDON
Kimberly Waldon leads the company’s recruitment operations, with responsibility for 23 stores in North Carolina. She has been with National Jewelry and Pawn (NJAP) for 8 years.
During National Pawn’s business growth, Kimberly plays an instrumental role in talent acquisition and retention efforts of existing stores, store acquisitions, and new store locations. With 14 new stores since 2014, Kimberly have been successful in creating new recruitment methods and improving existing processes. Kimberly is also a champion of the company’s culture, mission, and values.
In her previous role with Sears Holdings Corporation for 22 years, she served in various positions to include store management, inventory analyst, co-buyer, and recruitment manager. As a Regional Recruitment Manager at Sears Holdings Corporation, Kimberly managed the recruitment of Assistant Store Managers, Store Managers, District Managers, and Regional Level positions for the Mid-Atlantic Region which consists of multiple states and 100+ stores. She was responsible for full-cycle recruitment and instrumental in improving processes and developing best practices. She also led college recruitment.
Kimberly has a passion for learning and continued development. She is a graduate of Madonna University (Livonia Michigan) where she received her B.S. Degree in Business Administration. She received her Master of Science Degree in International Administration from Central Michigan University (Mt. Pleasant, Michigan) and Master of Divinity Degree from Shaw University Divinity School, Raleigh, North Carolina.
Kimberly is married to Ronald P. Waldon, Jr, and proud mother of one son, Ronald Waldon III.

JEFF WILHELM
Jeff started his 32-career working in the pawn industry with Cash America International. After 4 years in the retail pawn industry, Jeff assumed a corporate role with Value Pawn & Jewelry, where he trained over 175 new GM’s using the principles of Covey Leadership. During his time with VP&J as Director of Leadership and Development, the company grew to 75 stores over a four-year period. Jeff went into partnership with Bay Area Pawnshops in Clearwater FL and later sold his interest in the stores. He joined ICG Pawnshop Consulting and worked as the Director of store operations and led the organization’s operational initiatives. Jeff moved on to spend 3 years working with Cashwiz as their Director of Leadership and Store Support, which Jeff still consults for today. In 2018 Jeff joined National Pawn and Jewelry, which was a consulting client as Director of Training and Profitability. Today Jeff is the Director of Store Operations for NPAJ.
CONGRATULATIONS on an amazing Expo! Boy, did we all enjoy ourselves! Great job to all of you! I’m sure you will be hearing many compliments. ”